2-year wait required before coverage kicks in
Coverage offered by the VA
Only Veterans can apply
Spouses and family not eligible.
Higher premiums
Premiums increase every 5-years
Limited to just 4 coverage options
Must pay first premium same day you apply
2-year wait required before coverage kicks in
Coverage offered by the VA
Only Veterans can apply
Spouses and family not eligible.
Higher premiums
Premiums increase every 5-years
Limited to just 4 coverage options
Must pay first premium same day you apply
How the VA Burial Allowance Works (Non-VA Life)
VA does not pay funeral homes directly.
Instead, whoever pays upfront (e.g., funeral home + plot costs) can submit a claim to the VA for reimbursement, up to the eligible allowance amounts DAV+5Funeral Basics+5VFW Foundation+5.
Allowance depends on circumstance & date of death:
Service-connected death: up to $2,000 Veterans Affairs+1Funeral Basics+1Veterans Affairs+7VA Benefits+7Veteran.com+7
Non-service-connected, died while under VA care: up to $796 (recent rate) KnowVA+15Veterans Affairs+15National Cremation |+15
Non-service‑connected, died outside VA care (older flat rate): $300 Veterans Affairs
Plot/Interment allowance may add separately (e.g., another $796) depending on when and where burial occurred
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